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Rebank

Financial innovation, technology advances and social changes are sending shockwaves through the financial services industry. In an age of increasingly rapid change, important questions, debates and developments are unfolding before our eyes. These ideas, and the choices we make in response to them, will shape our future. Technology is vastly powerful, creating new industries in response to – or sometimes in anticipation of – changing customer expectations. Rebank explores the trends, developments and challenges that define our age and shape the future role of money, banking and financial services.
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Now displaying: May, 2018
May 29, 2018
Today, we’re joined by two entrepreneurs making credit more understandable and accessible for people.
 
Freddy Kelly is the Founder of Credit Kudos, a new model credit bureau making better data available to lenders. Matt Ford is the Founder of Pariti, an app built to help consumers improve their credit and qualify for new products. Pariti was recently acquired by UK challenger bank Tandem, who we've had on the podcast before.
 
To help people get oriented, Freddy’s voice is the one you’ll hear in response to my first question about how credit scores traditionally work.
 
We’ve got a number of group episodes lined up over the course of the summer. Let us know what you think of the format. Connect with us on Twitter @rebankpodcast, or on LinkedIn, Facebook or our website at www.bankingthefuture.com.
 
If you like today's episode, please subscribe on iTunes, or your podcast platform of choice, and leave us a review.
 
Thank you very much for joining us today. Please welcome, Freddy Kelly and Matt Ford.
May 22, 2018
Gab Columbro is the Executive Director of FINOS, the fintech open source foundation.
 
FINOS is creating an open source movement in banking and financial services the same way open source technologies like Linux, Firefox, Wordpress, Hadoop, NodeJS and many more have done for tech. Born out of Symphony, the open source platform launched to rival Bloomberg, FINOS has expanded to cover a range of technologies.
 
In this conversation, we get into the benefits of transparent code, the challenges of governance by consensus, tension between open source and profit maximization, and where the platform model is likely to go.
 
As always, connect with us on TwitterFacebookLinkedIn or on our website at bankingthefuture.com
 
Thank you very much for joining us today. Please welcome, Gab Columbro.
May 7, 2018
Dan Ramsden is the Chief Financial and Strategy Officer of StockTwits. 
 
StockTwits is a social media platform designed for sharing ideas between investors, analysts and traders. Founded in 2009, the company has been called one of the "50 best websites" by Time Magazine and one of the "top 10 most innovative companies in finance" by FastCompany. StockTwits has 3 million monthly active users, who spend an astonishing 51 minutes per day on the platform, on average. 
 
I thought this conversation was fascinating. Dan is an extremely insightful and eloquent guy with broad intellectual interests and years of experience in markets. 
 
The discussion covers a range of topics, including network effects, the impacts of the real-time, free flow of information, behavioral economics and social networks and human nature. 
 
 
Connect with us on Twitter @rebankpodcast or on LinkedInFacebook or YouTube.
 
If you like today's episode, please subscribe on iTunes, or your podcast platform of choice, and leave us a review.
 
Thank you very much for joining us today. Please welcome, Dan Ramsden. 
May 1, 2018
This episode is different. It’s part of a conversation I had with three smart and experienced entrepreneurs and thinkers, who all happen to work in fintech. Maybe I’ll released the extended version of the discussion at some point, but today I wanted to focus on a part of it. 
 
Artificial intelligence and automation are becoming powerful forces of change in the world today, and the impacts of these technologies will shape the next few decades at least. 
 
Charlie Delingpole is the Founder and CEO of ComplyAdvantage, a data company leveraging machine learning to identify bad actors and feed that information to bank anti money laundering and compliance teams to prevent crime. Ricky Knox is the Founder and CEO of Tandem, a UK bank using data to provide personalized financial guidance to customers, and Lex Sokolin, the former Founder and CEO of NestEgg Wealth, a roboadvisor that was acquired by AdvisorEngine in 2014. Currently, Lex runs the emerging tech business for Autonomous Research, a buy-side research firm. 
 
Lex and his team recently published an excellent deep dive on artificial intelligence, which is available at: https://next.autonomous.com/augmented-finance-machine-intelligence.
 
Lex also publishes one of the best fintech newsletters, which you can subscribe to at: http://bit.ly/autonomousnext.
 
We pick the conversation up in full swing. Buckle your seatbelts, it gets serious fast. 
 
I’m going to publish an accompanying article with a number of the talking points that inspired this discussion at www.bankingthefuture.com/artificialintelligence.
 
I’d love to share more of these types of conversations, from meet ups and private events and the like, if people find them interesting. Let me know what you think on Twitter @rebankpodcast or by email at will.beeson@bankingthefuture.com
 
The first voice you hear after mine is Lex’s, followed by Charlie's and then Ricky’s. 
 
Thanks very much for joining us today. Please welcome, Lex Sokolin, Charlie Delingpole and Ricky Knox. 
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