The US could be one of the most lucrative markets for digital banks, but few new entrants have launched there. Why? How ripe is the opportunity, really?

Monzo, N26 and Revolut have all stated intentions to launch in the US, though none have yet navigated the regulatory requirements.

Colin Walsh is the CEO and co-founder of Varo Money, which is on track to become the first mobile-centric national bank in U.S. history.

Prior to founding Varo, Colin spent 25 years in consumer banking at American Express, Lloyds Banking Group and Wells Fargo.

How successful will digital banking startups be in US? Let us know on Twitter @rebankpodcast.

If you like today's episode, please take 30 seconds to rate us on iTunes and share it with a friend.

Thank you very much for joining us today. Please welcome, Colin Walsh.

Should people outside fintech care about fintech? Today, we're joined by Brad Goodall, serial entrepreneur and founder of Banked, to discuss.

Open Banking is hands down one of the most relevant themes in 2018, with legislation taking effect in Europe and the UK and being replicated and expanded in countries like Australia.

But so far, we've seen anything but tangible impacts from Open Banking, including products, services and new customer experiences.

Why?

To start with, banks dragged their feet in terms of implementation, and startups have been unable to deliver cross-platform experiences they imagined.

We've also taken a narrow view of what Open Banking means and how it will be leveraged.

This is where Brad comes in. Brad brings a richer perspective to Open Banking and sees it as an opportunity for much of banking to shift away from traditional financial services providers and over to consumer brands more relevant to customers.

In this conversation, Brad helps us think about how much fintech actually matters to people outside fintech - and whether the industry is getting excited about the right things.

Do you have a view? Join the conversation onTwitter, LinkedIn or on our website at bankingthefuture.com.

If you like today's episode, please take 30 seconds to rate us on iTunes and share us with a friend.

Thank you very much for joining us today. Please welcome, Brad Goodall.

Should we look to governments, philanthropists or entrepreneurs to solve our problems?

We're joined by Sean Park, Founder of Anthemis, a fintech-focused venture capital firm, to discuss.

There's a strong school of thought in the West that the private sector and market dynamics are sufficient to optimize economic, political and social outcomes. Is that true?

Thinkers like economist Carlota Perez believe that government plays an important role in directing private sector activity to enable true innovation.

The Chinese government is actively prioritizing AI research in an effort to become the world leader in the next wave of technological progress.

A growing group of voices in the West is reminding us of the role the US government played in the development of the Internet and calling for renewed public sector involvement in business.

Sean was an early investor in Climate Corporation, Markit, Betfair and Zoopla and is widely recognized as a leading independent thinker on the future of financial services

Do you have an opinion on this subject? Contribute to the conversation on Twitter, LinkedIn or on our website at bankingthefuture.com.

If you like today's episode, please take 30 seconds to rate us on iTunes and share us with a friend.

Thank you very much for joining us today. Please welcome, Sean Park.

Welcome to the third instalment of our Founder Sessions series.

Tom Blomfield is the Founder & CEO of Monzo, one of the UK's leading digital banks. 

For Tom's full backstory, check out Rebank Episode 17, when we first connected with him. For an update on Monzo, including recently hitting the million customer milestone, check out Episode 108.

Special thanks to everyone who responded to our request and rated and reviewed Rebank on iTunes. We've seen a marked boost to listenership already.

Thank you very much for joining us today. Please enjoy today's episode with Tom Blomfield.