Manuel Silva is the Head of Investments for Santander InnoVentures, Santander’s Corporate Venture Capital arm and a leading fintech investor.
InnoVentures' investment portfolio includes companies like Kabbage, Ripple, SigFig, Tradeshift, Curve, Payjoy, Roostify, Trulioo, Klar and Upgrade.
In this conversation, Manuel and I discuss advice for founders in a recession, potential for COVID-driven consolidation in fintech, opportunities in LATAM and thoughts on the digital banking business model.