Lex Sokolin is the Global Fintech Co-Head at ConsenSys, the leading crypto software development studio and venture builder. 

As regular listeners know, Lex is one of the world’s leading authorities on the intersection of crypto, disruptive technologies and financial services.

In this conversation, we get Lex’s perspective on where crypto is focused today, the emergence of decentralized finance and the practical implications for financial services.

In addition to the insights we deliver through our podcast and newsletter, Rebank offers advisory services to fintechs, banks and corporates.

Drawing on our experience starting, running and advising fintech businesses and our vast network of the most impactful fintech entrepreneurs, investors and innovators around the world, we help companies make sense of fintech, work through specific questions and optimize proposition and strategy.

For more information about our services, please visit www.bankingthefuture.com.

Joseph Healy is the Co-Founder and Co-CEO of Judo Bank, an SME challenger bank in Australia. Fresh off a A$400m equity raise from Bain Capital and others, Judo is on track to lend A$1 billion by year end.

Prior to starting Judo, Joseph held executive positions at NAB, ANZ, CIBC World Markets, Citibank and Lloyds. From 2008-2014, Joseph ran NAB’s Business Banking unit, the largest business banking division in Australia.

Joseph and I discuss the state of business banking in Australia, why he needed to start a new bank rather than seeking to reform an incumbent bank from the inside and the learnings from decades as a traditional banking executive that Joseph is applying at Judo.

In addition to the insights we deliver through our podcast and newsletter, Rebank offers advisory services to fintechs, banks and corporates.

Drawing on our experience starting, running and advising fintech businesses and our vast network of the most impactful fintech entrepreneurs, investors and innovators around the world, we help companies make sense of fintech, work through specific questions and optimize proposition and strategy.

For more information about our services, please visit www.bankingthefuture.com.

Thank you very much for joining us today. Please welcome, Joseph Healy.

Oliver Prill is the CEO of Tide, a leading business banking provider for UK SMEs. Charles McManus is the CEO of ClearBank, the first new clearing bank in the UK in nearly 200 years. 

Tide and ClearBank recently won a £60 million grant as part of the RBS remedies program, which we’ve discussed before on the podcast and which Charles describes to start us off.

With the funding, Tide, backed by ClearBank, aims to achieve high single-digit market share in the UK SME banking market with its digital proposition. 

In this conversation, we discuss Tide’s plans as well as the UK SME market in general.

The first voice you’ll hear in the conversation after mine is Charles’s, followed by Oliver’s. You’ll hear us refer to the BCR, or Banking Competition Remedies, the body responsible for administering the remedies program.

In addition to the insights we deliver through our podcast and newsletter, Rebank offers advisory services to fintechs, banks and corporates.

Drawing on our experience starting, running and advising fintech businesses and our vast network of the most impactful fintech entrepreneurs, investors and innovators around the world, we help companies make sense of fintech, work through specific questions and optimize proposition and strategy.

For more information about our services, please visit www.bankingthefuture.com.

Thank you very much for joining us today. Please welcome, Oliver Prill and Charles McManus.